askST: How can I protect my phone from malware? Can I still shop online safely?

Scammers are luring victims on social media to download third-party apps with malware that grants access to their banking apps. Cybersecurity experts remark that Android phone users are commonly targeted due to its open operating system and large market share, but Apple iOS is also susceptible if users install a malicious certificate. Such malware captures personal data and can enable unauthorised transactions.