How the Change Healthcare attack may affect cyber insurance

Cyber insurers are reassessing their offerings due to the increasing prevalence and disruption caused by ransomware attacks. Recent attacks on UnitedHealth’s Change Healthcare and CDK Global have highlighted the risks and extensive downstream effects. Insiders predict changes to underwriting and policy coverage, with greater attention on services used by insured sectors and potential inclusion of supply chain events. The ransomware threat landscape forces insurers to reconsider policy clarity and coverage restrictions, particularly for high-risk sectors like healthcare.